Investment Plans
Tailored recurring deposit solutions designed to match your risk profile and financial objectives.
Basic RD Plan
Ideal for beginners and emergency savings. A disciplined entry into structured investments.
- Weekly contributions
- Risk-managed exposure
Growth RD Plan
Balanced growth and income. Designed for consistent wealth accumulation over time.
- Bi-weekly contributions
- Risk-managed exposure
Wealth RD Plan
Suited for retirement, education, and long-term goals. High-impact capital deployment.
- Monthly contributions
- Risk-managed exposure
Flexible RD Plan
Strategic wealth management with monthly income options for significant capital.
- Monthly contributions
- Withdrawal available
- Risk-managed exposure
Senior Citizen RD Plan
Specially structured for capital preservation with high target returns for seniors.
- One-time contributions
- Risk-managed exposure
How Your Money Multiplies
Compounding is the process where earnings on your investment themselves start earning returns — creating a snowball effect that grows faster over time.
Initial Phase
You earn profit on your principal — your initial investment. Every cycle generates a return based on this starting amount.
Accumulation
That profit is added back to your balance. Instead of withdrawing it, it stays in and becomes part of the new principal.
The Snowball Effect
Your larger balance now generates even more profit each cycle. The same percentage return applied to a bigger number produces a bigger absolute gain.
Simple vs Compound Interest
Each cycle you earn a fixed return on your original deposit only. Your earnings do not themselves earn — growth is linear and predictable but limited.
Each cycle you earn a return on your growing balance — principal plus all previous profits. Growth is exponential; the longer you stay invested, the faster it accelerates.
Compound Growth Calculator
| Month | Simple | Compound | Difference |
|---|---|---|---|
| Month 1 | £1,150.00 | £1,150.00 | +£0.00 |
| Month 2 | £1,300.00 | £1,322.50 | +£22.50 |
| Month 3 | £1,450.00 | £1,520.87 | +£70.87 |
| Month 4 | £1,600.00 | £1,749.01 | +£149.01 |
| Month 5 | £1,750.00 | £2,011.36 | +£261.36 |
| Month 6 | £1,900.00 | £2,313.06 | +£413.06 |
Remember: Compounding works both ways. If an investment experiences a drawdown (loss), a compounded account loses more in absolute value because trade sizes have grown alongside the balance. Past performance does not guarantee future results.